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Terms of Service

1TWelcome to the website of Kim Acacio Insurance Agency (“we,” “our,” or “us”). By accessing or using our website, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our website.

1. Use of Website

  • You must be at least 18 years old to use our website.

  • You agree to use this website only for lawful purposes and in accordance with these Terms.

  • Unauthorized use, including attempting to interfere with the operation of the website, is prohibited.

2. Services Provided

Our website provides information about Medicare insurance services, resources, and contact options. We do not provide direct insurance coverage but assist clients in understanding and selecting Medicare plans.

3. No Professional or Legal Advice

The information provided on our website is for general informational purposes only and does not constitute legal, financial, or professional advice. You should consult a licensed insurance professional before making decisions regarding your insurance coverage.

4. Privacy Policy

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

5. Third-Party Links

Our website may contain links to third-party websites for additional information. We do not endorse or assume responsibility for the content, policies, or practices of these third-party sites.

6. Limitation of Liability

  • We make no guarantees about the accuracy, reliability, or completeness of the content on our website.

  • We are not liable for any damages arising from your use of our website, including but not limited to direct, indirect, incidental, or consequential damages.

7. Intellectual Property

All content on our website, including text, graphics, logos, and images, is the property of Kim Acacio Insurance Agency or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or modify any content without prior written permission.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on our website with the updated effective date. Continued use of the website after changes means you accept the revised Terms.

9. Governing Law

These Terms are governed by the laws of [Your State/Country], without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts of [Your Jurisdiction].

10. SMS Terms & Conditions

SMS Consent Communication:

The information 509-321-4227 obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

Types of SMS Communications:

If you have consented to receive text messages from Kim Acacio Insurance Agency, you may receive messages related to the following:

  • Appointment reminders
  • Follow-up messages
    • Example: “Hello, this is a friendly reminder of your upcoming appointment with Kim Acacio Insurance Agency, [Date] at [Time]. You can reply STOP to opt out of SMS messaging from Kim Acacio Insurance Agency at any time.”
  • Billing inquiries should be directed to your carrier as premiums are not collected by Kim Acacio Insurance Agency.

Message Frequency:
Message frequency may vary. You may receive up to 2 SMS messages per week regarding your appointments or account status.

Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

Opt-In Method:

You may opt-in to receive SMS messages from Kim Acacio Insurance Agency in the following ways:

  • Verbally, during a conversation
  • By submitting an online form
  • By filling out a paper form
  • 6- Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at 509-321-4227  or  [email protected].

Additional Options:

  • If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

Standard Messaging Disclosures:

  • Message and data rates may apply.
  • You can opt out at any time by texting “STOP.”
  • For assistance, text “HELP” or visit our [Privacy Policy] and [Terms and Conditions] pages.
  • Message frequency may vary

11. Contact Information

For any questions regarding these Terms, please contact us at:

Kim Acacio Insurance Agency

PO Box 607, Selah, WA 98942

(509) 321-4227

[email protected]

Kimacacioagency.com

By using our website, you acknowledge that you have read and understood these Terms of Service.